Make the Best Use of Your Money Purchasing the Best Medical Insurance

In Czech Republic, many foreign nationals apply for VZP health insurance. It comes with an array of benefits that is unavailable through other private medical plans. It is prudent to avail a policy that thousands consider to be secured and insurance4foreigners.cz can help you avail that security.

Diversified Medical Plans

There are three different medical plans available through VZP and you have the liberty to choose these plans depending upon your convenience. These plans are known as Bronze, Silver and Gold plans. It is conceivable that the Gold plan offers the highest number of benefits whilst Bronze plan offers a limited number of benefits. However, this limitation does not mean that this policy is devoid of VZP’s exclusivities. Every medical plan covers the expenses of hospital admission, medication, ambulance fair and even the expenses of pre-existing health conditions. However, the amount of coverage differs from one plan to another. This is the only difference a consumer witnesses through Bronze, Silver and Gold plans. The Bronze plan is as valuable as the Gold/Silver plan, however, at moderate expense.

You may be wondering about the usefulness of having a Gold plan if the same benefits are available through Silver/Bronze plans. The usefulness is hidden inside the exclusivity of treatment. The VZP plan is accepted in all the Czech Republic hospitals. However, the acceptance of Gold/Silver medical policy is significantly higher than the economic Bronze plan.

• You are allowed to visit any doctor of your choice when you have a Gold medical plan.
• The number of your choice also remains higher when you have a Silver plan.
• With a bronze plan, you are allowed to visit only a handful of doctors. You also have a limited number of hospitals for admission with the Bronze plan.

This is the main difference between the exclusive Gold/Silver plans and the utilitarian Bronze plan. The insurance4foreigners.cz can make all these plans available depending upon your necessities.

Coverage for Pre-Existing Medical Conditions

The majority of the health plans in Czech Republic do not cover for the expenses of pre-existing medical conditions which increases your out-of-pocket expenses. Many insurers even put ‘Pregnancy’ into the category of pre-existing medical conditions. These service providers will not cover for the medical expenses of a pregnant woman if she were pregnant before coming to this country.

The VZP is different than other service-providers. They can cover all your expenses related to pregnancy and maternity care. This service-provider not only covers for your medical/surgical expenses. It also covers for the medical expenses of your baby if your baby develops complications during or after the delivery. The VZP also works in coordination with your gynaecologist.
These unique facilities are unavailable through other service-providers. Hence, it is undoubtedly the best health insurance in the Czech Republic and you may purchase this exclusive medical plan through Insurance for Foreigners.

Student Facilities

The VZP offers some additional facilities to the foreign students to reduce their parents’ financial burden. They can enjoy 15% discount on all three VZP plans which significantly reduces their expenses. The students also receive the emergency contact support in English irrespective of the plan’s type along with the emergency pickup services. These facilities make VZP the most beneficial International student insurance in Czech Republic. You can purchase this medical plan online through insurance4foreigners.cz before making Visa application.